An accident or misfortune can happen at any time. Therefore it is good we consider to follow the insurance program, or in everyday language is said: enter insurance. It is intended to minimize or reduce the risk arising from the accident. With insurance we can transfer the risk to the insurance. In other words […]

  To follow an insurance program you should plan to get maximum results. Among other things we need: Setting Insurance Objectives. In managing risk, there are things that are underlying, such as the possibility of damage or loss of property you have. Your decision to buy a new car should be balanced by protecting against […]

  In the insurance agreement, there are several principles that must be understood and obeyed by both parties so that insurance coverage becomes valid, that is: Insurable Interest: It is the right to insure, arising from a financial relationship, between the insured and the insured and legally recognized. Thus, you are said to have an […]

  The term often used in Insurance, among others: Insurance policy Letter of Agreement containing the insurance agreement between the Insurer and the Policyholder. Applicant The person who applied for an insurance. If the insurance has been approved then the applicant will become the Policyholder. Policy Holder (Policy Owner) Insurance policy holder. Insured Someone who […]

  Not all risks can be insured. Insurable risk must meet the following characteristics: Losses are definitive (definitive) such as: death, sickness, disability, and old age, including identifiable conditions, such as destroyed buildings, submerged ships, fallen planes, and others Losses occur due to accidental factors such as: suffering from late stage critical illness, accident, or […]